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No Client Is Too Small

- We Have No Minimum Portfolio Volumes -

IMPORTANT NOTICE:

Given these unprecedented circumstances, our office will be closed to the public until further notice. your health and well being are our priority at this time. we will continue to work and serve you, but ask that you contact us by phone (613-678-6565) or by email.


PROVIDING SOUND INVESTMENT ADVICE & QUALITY SERVICE.

Give us a call, or stop by the office, to see if any of our services are right for you.



Looking for a different way to bank?

Manulife's All-In Banking Package is a mobile-based bundle of banking services designed to maximize your money.

MORE INFO / APPLY NOW

Travelling soon?

Get away with peace of mind.  Get the travel insurance you need by applying online or receiving a free online quote today!

Get Quote or Apply online

Are you without Health Insurance?

Manulife's Flexcare or Follow Me Health can offer you the coverage you are missing, if you've never had insurance or are leaving a group plan.

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Have Questions?

Don't hesitate to contact us today to bring clarity to your financial questions.

Meet the Team

About Us 

AS FINANCIAL ADVISORS WITH MANULIFE SECURITIES, OUR OBJECTIVES ARE TO BUILD LONG TERM RELATIONSHIPS WITH OUR CLIENTS BY PROVIDING SOUND INVESTMENT ADVICE AND QUALITY SERVICE. WHETHER IT BE INDIVIDUALS, FAMILIES, OR SMALL BUSINESS OWNERS, WE WILL CUSTOMIZE STRATEGIC SOLUTIONS THAT ARE RIGHT FOR YOU.


We work closely with other professionals, such as lawyers and accountants, to ensure our clients receive only the best advice from a team of experts.

GIVE US A CALL, OR STOP BY THE OFFICE, TO SEE IF ANY OF OUR SERVICES ARE RIGHT FOR YOU.

Dwight Proudfoot Photo

Dwight Proudfoot

FINANCIAL ADVISOR, MANULIFE SECURITIES INCORPORATED 
INDEPENDENT INSURANCE REPRESENTATIVE

Dwight has been involved in the Life and Financial Services industry for over 35 years.  He carries with him a wealth of knowledge and experience which he uses to create specific solutions to your wealth planning needs.

Email: dwight.proudfoot@manulifesecurities.ca

Rachel Proudfoot Photo

Rachel Proudfoot

FINANCIAL ADVISOR, MANULIFE SECURITIES INCORPORATED 
INDEPENDENT INSURANCE REPRESENTATIVE


Rachel is a graduate of Queen's University with over 5 years of experience in the financial services industry.  She holds the Certified Financial Planner designation (CFP).

Email: rachel.proudfoot@manulifesecurities.ca

Services & Solutions

Services Offered

At Proudfoot Financial we are able to offer a wide variety of financial services to fit your individual needs: From getting started and every stage thereafter.  Whether it be RRSPs, RRIFS, LIRAs, LIFs, RESPs, TFSAs, Non-Registered Accounts, Life Insurance, Travel Insurance, or more, we have the right solutions for your needs.  Dwight and Rachel are both licensed through Manulife Securities Incorporated and Manulife Financial:

Manulife Securities Incorporated is a member of the Investment Industry Regulatory Organization of Canada (IIROC). Products and Services include:

  • Stocks
  • Bonds
  • New issues
  • Fee-based wrap program
  • Mutual funds
  • Self-directed plans
  • Masters Private Account Program
  • Group RRSPs
  • Monthly savings plans
  • Money products: daily interest accounts, GICs, RRSPs, RRIF, and LIFs
  • Pension plans: group retirement plans, registered pension plans, deferred profit sharing plans
  • Systematic withdrawal plans
  • Other specialty investment products
  • Banking and mortgage products (on referral basis)
  • Telephone and online banking

Manulife Financial - Insurance Products and Services:

  • Segregated funds
  • Life insurance: term, whole life, universal life
  • Disability insurance: income replacement and business overhead protection
  • Critical illness insurance: enhanced and basic plans
  • Long-term care insurance: family and home coverage
  • Pension plans: group retirement plans, registered pension plans, deferred profit sharing plans and registered retirement savings plans
  • Health care benefits for individuals and associations
  • Annuities: term certain, life

 

  

Term Insurance

Whether you are looking to protect your family or your business, Term life insurance offers affordable and flexible protection you can customize to meet your temporary and growing needs.

You can choose term life coverage that protects you for 10 or 20 years or until you reach age 65 or age 100.

Family Term from Manulife Financial

The flexible design of Family Term provides you and your family with affordable protection that can be adapted to your family’s changing lifestyle, income and needs.

Family Term gives your loved ones the financial security to:

  • Maintain a comfortable lifestyle
  • Pay off existing debts – like your mortgage
  • Fund long term investment needs like educational savings plans or RSPs

Plus, you can adjust your Family Term insurance as your needs change, using a wide range of options called ‘riders’, such as Children’s Protection Rider (adding coverage for children), Total Disability Waiver (waiving premiums if you become disabled) and more.
For information on Family Term, please contact me or click here.

Business Term from Manulife Financial

The simple structure and flexible features of Business Term allow you to protect the key elements of your business so you can be sure it will carry forward with minimal disruption.

The affordable and easy-to-manage design of Business Term creates financial security for your business with:

  • Key person protection
  • Business collateral and buy-sell funding
  • Estate tax coverage

Your Business Term insurance can be customized using options called ‘riders’, such as Business Value Protector (adding additional coverage as your business grows), Total Disability Waiver (waiving premiums if you become disabled) and more.

For more information on Business Term Insurance, please contact us or click here.

Family Term and Business Term are registered trademarks of and are offered through Manulife Financial (The Manufacturers Life Insurance Company)


Disability insurance

Disability insurance helps protect your income and business if you become disabled and can’t work. With different products available for full-time, part-time or home-based workers, disability insurance is the perfect solution for professionals, business owners, business executives and other employed Canadians.  An individual disability insurance plan can help you meet your income requirements so you can concentrate on recovering and returning to an active life.

Whether you need to secure your main source of income or supplement the coverage you receive from your employer or an association, disability insurance can help by providing a comprehensive and portable plan you can rely on throughout your working years.

For more information on disability insurance, please contact us.


Critical Illness Insurance

Critical illness insurance helps cover the unexpected costs and potential loss of income associated with a serious illness. From the additional costs associated with medicine and treatment, to travel, home care and specific accommodations if needed, treating and recovering from an illness can have a devastating financial impact. Plus, if you’re unable to work during your recovery, the impact is even greater.

With critical illness insurance, if you become sick with one of the covered conditions covered by your policy and survive the waiting period, you receive a cash benefit. You can then use the funds as you wish.


Looking for a different way to bank?

Manulife's All-In Banking Package is a mobile-based bundle of banking services designed to maximize your money. It is a one-of-a-kind banking solution, and there's nothing else like it. Click on the link below to find out more or to apply now!

MORE INFO / APPLY NOW

Manulife Bank Advantage Account

Earning high interest on EVERY dollar with an Advantage Account from Manulife Bank means more $ for you! 

Apply for your Advantage Account now!

WHAT IS AN ADVANTAGE ACCOUNT?

Advantage Account is a high-interest savings account that offers a high interest rate and gives you the features and flexibility of a chequing account – all in one account. With online and telephone transfers, pre-authorized chequing and bill payments, and debit card access, you can access your money when and where you need it.


Synergy

Synergy offers one-of-a-kind insurance coverage, combining three policies in one affordable and easy-to-manage package. Synergy’s unique design provides protection against life’s everyday risks: disability, critical illness and early death.

Suitable for your personal and business needs, Synergy allows you to protect your family against the financial impact of the unpredictable, everyday risks we all face.

Synergy provides solid insurance protection across three high risk areas at one affordable price. The convenience and simplicity of Synergy allow you to manage one policy with one amount to pay while you cover the need for three essential types of insurance.

The flexibility of Synergy gives you and your loved ones the ability to:

  • Help protect your income if you are unable to work
  • Provide mortgage and debt protection
  • Supplement gaps in group disability, critical illness and life insurance coverage
  • Protect your family against the financial impact of loss of income due to injury, illness and premature death.

For more information on Synergy, click here or please feel free to contact us.

*Synergy is sold by, and is a registered trademark of The Manufacturers Life Insurance Company

Business Owners

How we can help you with your small business needs:

As small business owners ourselves, we understand the challenges business owners face.

Whatever their size, small business owners are faced with a unique set of needs which require tailored solutions. We have an assortments of tools and products to create the perfect solution. We will work with you to develop a customized plan, whether it be group benefits, group retirement plans, or specific solutions to make sure your business runs smoothly when you might not be able to work. Contact us to set up an appointment, and we'll be happy to discuss how we can help.


Can you afford to let everything slip through your fingers?

Many business owners don’t even know they have a problem with business planning. Do you? Understanding the issues can mean financial health for you, your business and your family. Click here to learn more.


Group benefits that provide peace of mind:

Running a business presents many daily challenges, but here’s a decision that’s easy to make. When seeking an affordable way to give your employees the advantages offered by a group benefits plan, we can help.

Whether it be for yourself, your family, or your employees, we can create a customized health plan that is affordable. Using a variety of resources, we will find the plan best suited for your needs. And as we contract through a multitude of health plan providers, you can be sure that you are receiving the best of all options.


Providing your employees with a retirement plan:

We realize the importance and value of a retirement plan, and the peace of mind having one brings to employees. Let us work with you to set up a plan that is specific to your business, and that will allow your employees to feel comfortable staying with you for the long run.

Whether you have 2 employees or 50 + employees, we have the customizable plan that will be just right for you.


Here are just a few of the ways we can help you:

Term Life Insurance

Whether you are looking to protect your family or your business, Term life insurance offers affordable and flexible protection you can customize to meet your temporary and growing needs.

You can choose term life coverage that protects you for 10 or 20 years or until you reach age 65 or age 100.

Business Term from Manulife Financial

The simple structure and flexible features of Business Term allow you to protect the key elements of your business so you can be sure it will carry forward with minimal disruption.

The affordable and easy-to-manage design of Business Term creates financial security for your business with:

  • Key person protection
  • Business collateral and buy-sell funding
  • Estate tax coverage

Your Business Term insurance can be customized using options called ‘riders’, such as Business Value Protector (adding additional coverage as your business grows), Total Disability Waiver (waiving premiums if you become disabled) and more.

For more information on Business Term, please contact us or click here to download a brochure.

Business Term is a registered trademark of and is offered through Manulife Financial (The Manufacturers Life Insurance Company)


Disability insurance

Disability insurance helps protect your income and business if you become disabled and can’t work. With different products available for full-time, part-time or home-based workers, disability insurance is the perfect solution for professionals, business owners, business executives and other employed Canadians.  An individual disability insurance plan can help you meet your income requirements so you can concentrate on recovering and returning to an active life.

Whether you need to secure your main source of income or supplement the coverage you receive from your employer or an association, disability insurance can help by providing a comprehensive and portable plan you can rely on throughout your working years.

For more information on disability insurance, please contact us.


ExpenseComp

ExpenseComp offers reliable features and benefits for small business owners. By reimbursing business expenses like salaries, rent, utilities and more, ExpenseComp can help make sure you don't have to close up shop early because of illness or injury.

Plus, if you no longer need business expense protection you have the option to convert to an income protection plan.  

For more information on this product, please click here or contact us.

ExpenseComp is sold by, and is a trademark of Manulife Financial (The Manufacturers Life Insurance Company)


Personal Benefits – a new twist on Employee Benefits!

Now in tandem with your benefits program you can offer Personal Life and Personal Critical Illness coverage to your employees. Personal Benefits provides affordable, portable coverage without your company having to bear the cost of administration and billing.

With Personal Benefits, your employees can purchase optional coverage and they make the payments directly to Manulife through our easy payment options. Since the plan member enters into the Personal Benefits contract directly with Manulife, coverage continues even if there is a change in employment and the coverage details remain completely confidential.

Personal Benefits are a simple and effective way to offer value without creating overhead for your business.

For more information, please contact us or click here to download a brochure on Personal Benefits.

 

*Personal Benefits are offered through Manulife Financial (The Manufacturers Life Insurance Company).

Guiding You to Financial Freedom

Investment Management

Our knowledge and insight into the stock market enables us to craft an investment portfolio uniquely tailored to you. Through ongoing collaboration and monitoring, our team is able to discover new avenues for you to invest your wealth and accomplish your goals. In addition to managing your investments, we’ll educate you on the rationale behind each investment decision so you’re well-versed in the logic of our approach.  

When you work with us, we will:


Identify Your Short- and Long-Term Objectives
As these objectives change, we’ll strategically adjust our approach according to the current state of the market so you continue to generate returns. 

Determine Your Optimal Risk Tolerance
Through a series of questions, we’ll pinpoint the exact amount of risk needed for you to achieve your goals and remain confident in our services. 

Follow a Timeline That’s Right For You
After outlining your objectives, we’ll design a strategy that aligns with your optimal timeline for achieving your returns.  

Stay in Touch

LOCATED AT 27 HIGH STREET,  IN VANKLEEK HILL, BETWEEN NICKO'S RESTAURANT AND THE KNOX PRESBYTERIAN CHURCH

Proudfoot Financial

27 High Street, Vankleek Hill, Ontario, CA   K0B 1R0
Phone:  613 678 6565

Dwight  Proudfoot

FINANCIAL ADVISOR, MANULIFE SECURITIES INCORPORATED
INDEPENDENT INSURANCE REPRESENTATIVE

Email: dwight.proudfoot@manulifesecurities.ca

Rachel Proudfoot, PFP

FINANCIAL ADVISOR, MANULIFE SECURITIES INCORPORATED
INDEPENDENT INSURANCE REPRESENTATIVE 

Email: rachel.proudfoot@manulifesecurities.ca

Call 613.678.6565